Developer: Roman Alyoshkin
Price: $4.99 Download on the App Store
Budgeting in the current economic times is essential to making every dollar count, but tracking every one of those dollars can be cumbersome. Sure, we all know we should budget, but let's face it, it's not the most exciting task. One app that makes it bareable is aFinance Budget 3 and almost makes number crunching fun. Not really, but it's super helpful.
If you're new to mobile budgeting, aFinance Budget 3 is very intuitive and takes the guesswork out of setup with an easy-to-use user interface that walks you through it one step at a time. One of the most important features is the built-in calendar tab that provides a simple way to input recurring income or outcome. It can also be set to specific frequencies such as a one-time payment or repeat at various time periods. It also allows you to set it up as a silent alert directly within the app. I love this feature since it removes the step of having to go into settings.
And as expected, you can select the different types of transactions such as cash, check or charge. If you care to add more detail, the app provides a few more steps to enter a transaction name, current balance and even a personalized icon for it. It also supports the various currencies.
Once you've set up the incomes and outcomes, the app automatically gives you a comparison screen of the two to ensure you're on budget. You're in luck if you like graphs as aFinance Budget 3 features a few built-in graphs that help you visualize your financial data in a very clean and simple layout. Better yet, they're interactive and can be rotated to dial deeper into the detail of the category. This is really helpful for checking out what exactly you spent your money on.
And don't worry about losing any of the data and having to set the app up again as it allows you to sync data between multiple devices, which would be a great way to do a budget for multiple family members. It also lets you import, export & backup via Google Docs for an extra safety measure.
Overall, aFinance Budget 3 is one of the most useful mobile budgeting tools I've used to-date. Its pie charts and graphs are extremely useful for helping visualize financial data and make sense of it. Furthermore, the multi-device syncing seems that it would make this app very helpful for family budgets. If you don't already have a budgeting app, this one is worth checking out.