Google Pay, commonly known as GPay, has become one of the most popular digital payments platforms in India. It allows you to easily send or receive money, pay bills, recharge phones, book tickets, and much more directly from your bank account.
All transactions done via Google Pay require a UPI PIN for authorization and security. Sometimes, you may want to change this UPI Pin on GPay due to security concerns or as a best practice. Here, we will be talking about and listing a step-by-step guide on how to update your UPI PIN via the Google Pay app.
What Is a UPI Password Or UPI PIN In GPay?
The GPay password or the UPI PIN is a 4 to 6-digit personal identification number used for the following purposes on Google Pay:
- Accessing the GPay app on your Android or iOS device.
- Authorizing financial transactions like payments, money transfers, mobile recharges, etc.
- Confirming your identity when contacting GPay customer support.
This UPI Pin acts as your digital signature on GPay. It is set by you when you first add your bank account details to the GPay app during initial setup.
It is highly recommended to periodically change this UPI PIN to enhance the security of your GPay account and linked bank accounts. This protects against any unauthorized transactions or access if your current password is compromised.
How to Change UPI Password/PIN In GPay
Follow these simple steps carefully to change your existing password or UPI PIN on the GPay app:
Prerequisite: Open GPay App
Firstly, ensure you have the latest version of the GPay app installed on your Android or iOS device. Open the app and log into your account if prompted.
Step 1: Navigate to Profile Section
Tap on your profile photo visible at the top right corner of the GPay home screen.
Step 2: Access Linked Bank Accounts
This will open the profile section. Here, click on the bank account for which you want to change the UPI PIN.
Step 3: Locate More Options
Now tap on the 3-dot menu or the ‘More’ button visible on this page.
Step 4: Choose Change UPI Pin
Select ‘Change UPI pin’ from the options displayed to update your existing GPay password.
Step 5: Enter New UPI Pin
You will be prompted to create a new 4-6 digit UPI pin of your choice. Enter the number and re-enter the same pin again for confirmation.
Step 6: Use New Pin Going Forward
Your old UPI pin will immediately stop working once changed. Use the newly set password for all payments and transactions on GPay.
How To Reset Forgotten GPay UPI Pin?
If you forget your GPay UPI pin, here is how to reset it:
- Go to Profile > Privacy & Security.
- Tap ‘Forgot PIN’ and follow the prompts.
- Answer security questions to verify identity.
- Set a new UPI pin for your GPay account.
Tips to Secure GPay Account
Along with changing your GPay UPI Pin occasionally, also consider these tips:
- Always use a strong UPI Pin that is at least 6 digits long and difficult to guess. Avoid repeating or sequential numbers.
- Enable two-factor authentication on your GPay account for additional login security. This will prompt you to enter an OTP when logging in from new devices.
- Frequently monitor your GPay account activity in the app for any suspicious or unknown transactions. Report unauthorized activity immediately.
- Do not save or store your UPI PIN on your phone gallery, notes, or messages. Also, avoid sharing it over email or other channels.
- Set account login alerts and transaction notifications to stay updated on GPay account activity.
Taking these security measures, along with periodically updating your UPI PIN, will help safeguard your GPay account and money against fraud or unauthorized access.
Google Pay has made digital transactions extremely convenient. However, it also means you must take precautions to secure your account and money. One important step is to change your GPay UPI PIN periodically for enhanced security.
This article provided a step-by-step walkthrough on how to update your GPay password via the app easily. Along with updating your PIN, use strong passwords, enable two-factor authentication, and monitor account activity diligently.
Taking these measures will help safeguard your GPay account and linked bank accounts against any potential risks of unauthorized access or transactions.