Paytm has become indispensable for quick digital payments. But to access its services like online money transfers, mobile recharges, and utility bill payments, you first need to open a Paytm account. This article will walk you through the steps to create your account by verifying your mobile number and submitting KYC documents. 

We’ll also explore how to link bank accounts to add money to your Paytm wallet, make payments for bills and recharges, and secure your account. By the end, you’ll be able to sign up and start transacting digitally via Paytm within minutes. So, let’s get started!

How To Open a Paytm Account In 10 Easy Steps

How to Open a Paytm Account

Now, opening a Paytm account is quite easy. The process is straightforward: downloading the app and entering your basic personal details. Just follow the steps listed below!

Also Read: How To Use Paytm Effectively (A Complete Guide)

Step 1: Downloading the Paytm App

The first step is to download the Paytm app on your Android or iOS device. You can install the latest version of the app by:

  • Opening the Google Play Store on Android or Apple App Store on iOS.
  • Searching for ‘Paytm’.
  • Tap on install or get to download the app.
  • Once installed, open the Paytm app by tapping on the icon.

When you launch the app for the first time, it will guide you through the steps to create a new Paytm account.

How to Open a Paytm Account Guide

Step 2: Choosing the Preferred App Language

As soon as the Paytm app opens, it will prompt you to select your preferred language. This chooses the language that the Paytm app will display in. Some of the popular language options include:

  • English
  • Hindi
  • Bengali
  • Tamil
  • Telugu
  • Gujarati
  • Marathi

Select the language you are most comfortable with for using Paytm. This will set the default language for the app. After choosing the language, tap on Continue to proceed.

How to Open a Paytm Account Easy Methods

Step 3: Starting the Sign-Up Process

On the home screen of the Paytm app, you will see a large button labelled ‘Create New Account’. Tap on this option to begin the process of creating your new Paytm account.

This will take you to the account sign-up flow, where you have to fill in your basic personal details like name, mobile number, and email ID to register on Paytm.

How to Open a Paytm Account Easy Steps

Step 4: Entering your Mobile Number

One of the first details you need to provide is your 10-digit mobile number. This number should be active and accessible to receive SMS. Paytm will send an OTP on this number later for verification.

Accurately enter your mobile number, as it will be linked to your Paytm account. You need access to this number in order to use Paytm for payments and money transfers.

How to Open a Paytm Account In 10 Steps

Step 5: Create an Account Password

Next, you have to create a password for your Paytm account. This password will be used every time you log in to the Paytm app. Make sure to create a strong password with a mix of uppercase and lowercase alphabets, numbers, and symbols.

Avoid using personal information or common words/phrases as your password. Note down the password securely, as you will need it for your future Paytm app logins.

How to Open a Paytm Account Easy Guide

Also Read: How To Add Money To Paytm Wallet Using Different Methods!

Step 6: Adding Email ID [Optional]

At this step, you can optionally add an email address to your Paytm account profile. Adding an email ID is not mandatory but is recommended.

Linking your email helps recover your account if you ever forget your password. It is also useful for receiving promotional emails, offers, and news from Paytm directly. If you choose to add an email, you will need to verify it via an OTP sent to your email inbox before proceeding.

How to Open a Paytm Account Easily

Step 7: Submitting Details to Create an Account

After entering your mobile number and setting a password, you need to tap on ‘Create New Account’ to proceed.

Review all the details you have entered in the signup form for accuracy. Read Paytm’s terms and conditions before creating your account. Check the box to agree to the terms and conditions and submit your details.

How to Open a Paytm Account Quickly

Step 8: Verifying Mobile Number with OTP

After you submit the signup details, Paytm will send an OTP to your registered mobile number via SMS.

  • Open the SMS inbox on your phone and look for the 6-digit Paytm OTP.
  • Copy or note down this OTP number.
  • Now, go back to the Paytm app and paste the OTP in the verification box.
  • Enter the OTP correctly and verify your mobile number.

This completes the signup process by verifying ownership of the mobile number provided.

How to Open a Paytm Account Instantly

Step 9: KYC Verification for Activated Account

To fully activate your Paytm account, you need to submit your KYC documents for verification. This is mandatory as per RBI guidelines. Some of the KYC documents accepted are:

  • Aadhaar Card
  • PAN Card
  • Voter ID
  • Driving License
  • Passport

KYC verifies your identity and enables complete access to all Paytm services. You can skip KYC at signup for a basic account, but it is required to lift transaction limits.

How to Open a Paytm Account Right Away

Step 10: Linking Bank Account

To add money to your Paytm wallet or make payments, you need to link your bank account. Debit/credit cards can also be linked as payment sources.

Bank account linking enables instant transfers to top up your Paytm wallet. It is also required while paying bills or recharging mobiles, as payment happens via a linked bank account or card.

How to Open a Paytm Account In Easy Steps

Downloading DIGILocker for KYC Documents

DIGI Locker is a government app that offers digital access to all your saved documents. You can use it to upload KYC documents instead of physical copies easily:

  • Download the DIGI Locker app and sign in using your Aadhar number.
  • Upload documents like Aadhaar, PAN, Passport, Driving License, etc.
  • Link your DIGI Locker to auto-fill KYC forms across platforms like Paytm.
How to Open a Paytm Account DigiLocker

Also Read: How To Transfer Money From Paytm Wallet To Bank Account

How To Activate Account On the Paytm Website?

In addition to the Paytm app, you can also open an account by visiting The signup process is similar:

  • Go to and click on Sign Up.
  • Enter details as required and verify with OTP.
  • Upload documents for KYC verification.
  • Your web account will be linked to the mobile app.
How to Open a Paytm Account On Website

How To add money to Paytm Wallet?

There are multiple ways to add money to your Paytm wallet:

  • Instant UPI bank transfer from a linked account.
  • Paytm partner stores for cash top-up.
  • Cashback rewards are automatically added to payments.
  • Top up credit/debit cards for a quick refund.
How to Open a Paytm Account Steps

Using Paytm for Mobile Recharges

One of the most popular Paytm features is mobile recharges. You can instantly recharge prepaid mobiles and DTH connections:

  • Enter your mobile number and choose an operator.
  • Confirm the recharge amount and proceed.
  • Complete payment using Paytm wallet balance.
  • Instant digital recharge is quickly done.

Paying Utility Bills on Paytm

Paytm offers paperless payments for all kinds of utility bills like:

  • Electricity
  • Water
  • Broadband
  • Cooking gas
  • Credit cards
  • Postpaid mobile

Register account numbers on Paytm for faster subsequent payments. Get reminders for due dates and instant notifications after bills are paid.

Also Read: How To Change UPI PIN In Paytm In 7 Easy & Quick Steps!

Securing your Paytm Account

Since Paytm deals with financial transactions, it is important to secure your account:

  • Set a strong login password, PIN, and gestures.
  • Never share OTPs or login details with anyone.
  • Immediately report unauthorized or fraudulent transactions.
  • Periodically change your account password.

By taking these measures, you can protect your Paytm wallet and linked bank account from misuse.


In summary, opening a Paytm account is quick and easy by following the steps outlined here. Verifying your account with KYC documents lifts limits, allowing seamless transactions.

Paytm has become your go-to app for mobile recharges, utility bill payments, and online money transfers. Just remember to always secure your account by taking necessary precautions.

Similar Posts

Leave a Reply

Your email address will not be published. Required fields are marked *