Paytm, India’s leading digital payments company, launched the Paytm First Points rewards program as part of its loyalty initiative for customers. First Points is an attractive loyalty program by Paytm that rewards users with points for transactions.

These points can be redeemed for vouchers, cashback, and other exciting offers. In this guide, we will go through Paytm First Points, how to earn points, steps to redeem points, and tips to maximize savings. Read on to make the most of the Paytm First Points program.

What are Paytm’s First Points?

What Are Paytm First Points

Paytm First Points are reward points that you earn when you make payments, transfer money, book tickets, pay bills, etc. on Paytm. The points get credited automatically to your Paytm account with every relevant transaction you make.

Also Read: How To Use Paytm Without ATM Card? Working & Easy Steps!

These loyalty points accumulate over time and can be redeemed in various ways to avail discounts, cashback, e-vouchers, deals across top brands, and more. There is no limit on the number of reward points users can collect through the program.

How to Use Paytm First Points (Redeem & Earn Rewards)

Here is a step-by-step process to redeem your accumulated Paytm First Points and use them to earn rewards and cashbacks:

Step 1: Check Reward Points Balance

Your Paytm First Points get auto-credited to your account with every relevant transaction on Paytm platforms. To check how many points you have earned:

  • Open the Paytm app on your phone and log in with your registered credentials.
  • On the homepage, scroll down to the ‘Cashback & Offers’ section.
Paytm First Points Option
  • Here you will find the ‘First Points’ option. Click on it.
  • This will open your ‘Points Statement’ showing the total accumulated points.
How to Redeem Paytm First Points Easily
  • It also displays points expiry date and points collected in the last transaction.
  • Having an overview of your points balance helps in planning redemption.

Step 2: Explore Redemption Catalog

The redemption catalogue in the Paytm app showcases the latest deals and offers available to redeem your earned First Points:

  • In ‘Cashback & Offers’, scroll down to see redemption categories.
  • Expand and browse through categories one by one like shopping, travel, entertainment, etc.
  • This will display the curated brand offers and deals in each category.
  • For example, travel may show flight ticket/hotel offers, shopping can have e-vouchers.
How to Redeem Paytm First Points Now
  • Keep checking the catalogue regularly to discover new redemption options.
  • Look for offers that match your interests from top brands across categories.
  • The catalogue provides plenty of choices to use points in meaningful ways.

Also Read: How To Use Paytm Without A Bank Account? Quick & Easy Steps

Step 3: Evaluate Offers & Select

With many redemption options, evaluate catalogue deals wisely as per your preferences:

  • Look at the points required for each offer before selecting.
  • Choose the offer that interests you and fits your points balance.
  • For example, some deals may require only a few points while some need a higher amount.
  • Make sure to only opt for offers where you have sufficient points for full redemption.
How to Redeem Paytm First Points Right Away
  • Avoid choosing deals needing more points than your current balance.
  • Pick the deal that will provide maximum value as per your needs.

Step 4: Follow the Redemption Process

The final step is to follow the redemption process for the offer of your choice:

  • After selecting an offer, click on ‘How to Redeem’ given below.
  • Read through the detailed redemption steps carefully.
  • It will mention the flow to be followed to redeem your points.
  • For instance, you may need to provide a mobile number, enter the promo code given, etc.
  • Carefully enter the information and complete actions as guided.
How To Redeem Paytm First Points
  • Once all steps are completed, the required points balance will be deducted automatically.
  • Avoid any errors and follow instructions accurately for successful redemption.

How to Earn Paytm First Points?

How To Use Paytm First Points

Both individual customers and merchant partners can earn First Points in different ways. So, let’s take a look at each of them:

For regular Paytm users, the points get calculated basis your transactions on Paytm platforms. So tasks like mobile/DTH recharges, utility bill payments, money transfers, flight/movie ticket bookings, etc. will earn you rewards points.

The great part is you don’t need to do anything extra. Just use Paytm for your regular payments and transactions and the points will automatically add up. Additional ways to earn extra points include playing games on Paytm, scratching cards, taking surveys, and more. Gamification keeps users engaged.

Also Read: How To Use Paytm Postpaid? Activate & Use For Anything!

For merchant partners, accepting payments from customers via Paytm QR code helps earn First Points seamlessly. Merchants generate points for every successful transaction received through Paytm scan and pay.

The points get credited in real-time into the merchant’s account per transaction. There is no cap on how many points a merchant can earn by accepting payments via Paytm.

Tips for Redeeming Points

Here are some useful tips to maximize savings when redeeming your Paytm First Points:

  1. Transfer points to Paytm wallet as needed for easy usage in payments and transactions.
  2. Redeem points frequently as they typically expire within 1 year of earning.
  3. Combine points redemption with available cashback on Paytm for the best deals.
  4. Track point credit and redeem before expiry to get full value.
  5. Browse deals across categories like travel, shopping, and entertainment for choices.


Paytm First Points program offers an engaging way to earn rewards on your routine Paytm spending. Both users and merchants can collect points and redeem them for monetary savings, online vouchers, cashback, and much more. Make sure to redeem before the points expiry to get maximum benefit. Follow this guide on how to earn points seamlessly and redeem them to maximize your rewards.

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