Have you ever felt the need to delete a bank account linked to your PhonePe app? There can be several reasons for this, like closing an existing bank account, shifting to a new one due to additional benefits it offers, or upgrading your phone number.
Whatever the cause may be, here is a detailed step-by-step guide to help you understand how simple it is to remove a bank account from PhonePe. Removing your bank account from PhonePe is quite easy. Let’s get you started on that right away!
Why You May Need to Remove a Bank Account From PhonePe?
There might be a lot of reasons why you need to remove your bank account from PhonePe. Some key scenarios where removing linked accounts may become important. We have listed a bunch of possible reasons!
Also Read: What Is The UTR Number In PhonePe (All You Need To Know)
- Closing an existing savings or salary account with the respective bank.
- Upgrade to a new bank that provides better rewards on digital payments.
- Change of registered mobile number for UPI and KYC update.
- Replace the old debit card after expiry with a new one.
- Unlink dormant/inactive accounts not in use for a long period.
- Remove test/temporary accounts created earlier for app trials.
How To Remove a Bank Account from PhonePe Easily?
Now, removing your bank account from Phonepe is a lot easier! All you need to do is follow the simple, detailed guide we have listed below. The process to remove a linked account is straightforward regardless of your Android or iOS devices.
1. On Android
- Step 1. To begin with, first launch your PhonePe application.
- Step 2. Next, navigate to the My Account section on the PhonePe application via the profile.
- Step 3. After that, you can view all of the list of connected bank accounts.
- Step 4. Tap on the profile and select the bank account that you wish to remove.
- Step 5. You will get an option to select the ‘Unlink’ button to confirm the removal. Tap on it!
Also Read: How To Add Two Accounts In PhonePe (9 Easy Steps)
2. On iPhone
The process flow to remove accounts on iPhones remains likely the same as on Android devices.
- Step 1. Launch the PhonePe application from the Home screen.
- Step 2. Tap on ‘Profile’ available in the left bottom navigation bar.
- Step 3. Select the ‘Linked Accounts’ option under the profile.
- Step 4. View the list of connected bank profiles.
- Step 5. Tap on the name of the account intended for removal.
- Step 6. Click the ‘Unlink’ button and re-confirm on the prompt.
- Step 7. Deletion gets executed instantly from your PhonePe account.
How To Remove A Bank Account via PhonePe Website?
Deleting linked accounts via PhonePe’s official website involves the simple steps listed below!
- Visit www.phonepe.com on your browser.
- Enter your registered mobile number and password to log in securely.
- Navigate to the ‘My Accounts’ section available on the left sidebar.
- View the list of connected bank profiles.
- Pick the one you want removed and click the ‘Unlink’ button.
- Confirm the removal by entering the UPI PIN or OTP received.
Your account will get permanently detached within seconds without any hassles.
Also Read: How To Change BHIM UPI PIN In PhonePe In 6 Easy Steps!
Ensuring Transaction Security
For optimal security while using PhonePe, there are certain best practices to follow. PhonePe has built-in features like recording every transaction, sending notifications and limiting login attempts that ensure your data and money remain safeguarded. However, you should follow certain safety measures that will keep you protected!
- Regularly cross-check past movements and balances for any doubtful activity.
- Continuously update your smartphone OS and always use the current PhonePe version.
- Follow secure passwords with an alpha-numeric mix and biometric authentication.
- Never disclose confidential login details like UPI PIN, or OTP to unknown parties.
- Be alert of suspicious SMSes/emails seeking personal info or aberrant app behavior.
Conclusion
In summary, the highlighted steps make it really easy to remove linked bank accounts from your PhonePe account within minutes. Its growing popularity stems from UPI’s revolutionary digital payment network facilitating rapid money transfers at any time. With enhanced safety features, the app provides a seamless experience for all online financial needs.
FAQ’s
1) Can I add the same bank account again later if removed?
Yes, you can certainly re-link a bank account that was previously removed from PhonePe. The process of adding an account remains the same.
2) What details of my bank account are stored after removing it?
PhonePe does not store any of your personal or bank account details after removing the link. The linked account information is permanently deleted from the app.
3) Is there a limit on the number of accounts that can be linked?
Currently, PhonePe allows linking a maximum of 2 bank accounts at the same time to one user profile for smooth fund transfers.
4) Can I remove my primary linked account?
Yes, you can delete your primary linked account as well on PhonePe. However, it is recommended to link a new one before removing the existing primary account.
5) What are the common reasons for account removal errors?
Some usual reasons for errors could be incorrect account selection, network issues preventing action completion, or a mismatch in login/profile details with a registered bank account.
